Tired of living on a meager salary and saving every penny? Do you want to get everything at once? Millions of people around the world ask these questions every day and, as a result, often resort to criminal schemes. We examined several options for such “earnings” and its possible consequences.
Common ways to steal funds
To quickly and with impunity increase your capital, you first need to find out where you can steal money in the safest way.
The most common schemes for illegal enrichment:
- theft from bank cards, carding;
- spending of budget funds;
- black accounting;
- robbery of banks, ATMs, shops, houses and apartments;
- theft from cars;
- pickpocketing.
The bulk of thefts involve illegal withdrawals from bank cards. Stealing money from a plastic card is quite simple. This can be done without leaving home: using a telephone, Internet access and your own eloquence.
Often, ATMs are used for these purposes, on which special skimming equipment is installed, which allows you to read card data and write off funds from it.
Spending budget funds is available to officials who deal with money allocated for road repairs, real estate construction and other needs. Expense estimates are significantly inflated, and the difference ends up safely in the official's pocket.
This point also includes the creation of fictitious companies. They, as a rule, are intended specifically for “laundering” money stolen from the budget. Thanks to such schemes, interested parties can steal millions of rubles from the state for free. There are many more algorithms that allow you to steal money (tax schemes, unauthorized access to accounts on social networks), but ultimately they all boil down to the above.
Not every attacker is able to use high technology, which is why even now money thefts are often carried out through robbery and robbery.
How to steal money?
All fraud and theft schemes have a well-developed algorithm. Let's take a closer look at how and where you can steal money, as well as what is needed for this.
At an ATM
With some technical skills, you can steal cash directly from an ATM. One method requires access to the top of the device using a special splint.
This breaks the connection between the ATM software and the device itself that dispenses money (dispenser). After that, fake software is connected to the latter and the required command is given to issue cash.
For the second method, you will need a skimmer (reading device) and a hidden camera. The skimmer is attached to the hole for bank cards on the ATM, and the camera is installed in any place from which you can see the typed PIN code (for these purposes, you can also use an overhead keyboard that remembers keystrokes).
After the card owner inserts it into the device, all information on it remains on the skimmer. Then, using the received data and provided you know the PIN code, you can make a duplicate card and cash out the funds.
Hacking
Data on bank cards can be obtained without the use of special equipment, if the attacker is a hacker. It is enough to hack the server of a large bank and steal confidential information about the plastic cards of its clients.
Using this scheme, many criminals have already stolen more than one million rubles.
Bank or store robbery
Such an operation can only be carried out if there are accomplices. First, you need to carefully inspect the premises in which you plan to commit the theft, track all entrances and exits, and study the security system.
In order to have time to escape from law enforcement agencies, you also need to make sure that a car is waiting at the exit.
Black accounting
Working as an accountant and having access to company funds, an experienced financier will be able to regularly steal small amounts of money through fictitious transactions. For example, artificially inflate the company’s expenses (falsify checks or estimate documentation).
Pickpocketing
This type of theft occurs in crowded places, including public transport. During a stampede, it is easy to pull money and other valuables out of your pocket or bag. In addition, you can steal money from sleeping passengers on a train or bus. Yes, you can’t steal a million in one go this way, but if you work for a long time, you can save up.
Theft of funds through online services
To use this method, you first need to download the database of phone numbers. Such information is now publicly available on the Internet. Next, you can use several methods:
- Send messages with the text: “Your card is blocked, call back at +7ХХ...ХХ. Your bank (be sure to indicate the name of a popular banking institution).”
- Call clients yourself, pretending to be a security officer.
Under any pretext, you need to ask the owner for the card number and password to access online banking. After logging in, transfer funds to your account.
Robbery of houses and apartments
With this type of theft, criminals usually target a wealthy “client.” Then they track his daily routine (and that of his household) and, making sure that there is no one in the room, they break the lock and sneak into the house or apartment.
Theft from cars
Car owners often leave purses, bags, and wallets in the car, which can be seen through the car window. If an attacker knows how to hack a car alarm, then stealing money this way is as easy as shelling pears.
Is it worth stealing money?
Theft of funds provides for criminal liability, which is regulated by Art. 158 of the Criminal Code of the Russian Federation. Depending on the amount of the stolen amount, the court determines the following types of punishment:
- up to 5 thousand rubles – imprisonment for up to 2 years, fine up to 80 thousand rubles;
- from 5 thousand to 250 thousand rubles. – imprisonment from 1 to 5 years, fine up to 200 thousand rubles;
- over 250 thousand rubles. – imprisonment for a period of 1.5 to 6 years, a fine of up to 500 thousand rubles.
The most serious crime is theft on an especially large scale (over 1 million rubles), for which the offender can be imprisoned for up to 10 years.
We should not forget about the moral side of the issue, since by stealing money, scammers actually take funds from ordinary citizens, and not from impersonal companies and banks. Perhaps the person needed the stolen money for treatment or to support his family. In any case, we do not advise you to resort to theft; it is better to ask people for money or try to earn money quickly. If you do not act within the framework of the law, you can ruin the lives of not only yourself, but also those people who depend on you.
